At Go4Loan, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and safeguard your data when you use our app and services. Please read this policy carefully to understand our practices regarding your personal information.

1. Information We Collect

a. Personal Information

When you use Go4Loan, we may collect personal information, including but not limited to:

• Full name
• Contact information (email address, phone number)
• Financial details (income, employment status, bank account information)
• Identification details (government-issued ID number, date of birth)

This information is necessary for us to connect you with suitable third-party lenders and assess your eligibility for loans and credit cards.

b. Non-Personal Information

We may also collect non-personal data automatically when you interact with our website, such as:

• IP address
• Device information (type, operating system)
• Browser type and version
• Pages visited and time spent on our app

2. How We Use Your Information

a. Personal Information

We use your personal data for the following purposes:

• To connect you with third-party lenders based on your financial needs.
• To verify your identity and assess your eligibility for loan and credit card products.
• To communicate with you regarding your application, updates, or services.
• To improve our app and user experience by understanding your preferences.

b. Non-Personal Information

We use non-personal data for:

• Analyzing app performance and usage trends.
• Enhancing the functionality and user experience of our services.

3. Sharing of Information

We may share your personal information with:

• Third-Party Lenders: To evaluate your eligibility for loan or credit card products. Your data will only be shared with lenders that you consent to interact with.
• Service Providers: We may engage third-party service providers to assist with hosting, security, and data analytics, who are bound by confidentiality agreements.
• Legal Authorities: We may disclose your information to comply with legal obligations or protect our rights and those of others.

Please note that once your data is shared with third-party lenders, their own privacy policies will apply. Go4Loan is not responsible for the use of your information by those lenders.

4. Data Security

We take your data security seriously and implement various measures, including:

• Encryption: Personal information transmitted through our platform is encrypted to protect against unauthorized access.
• Secure Storage: Your data is stored on secure servers with restricted access.
• Regular Monitoring: We monitor our systems for vulnerabilities to safeguard your information.

While we strive to protect your data, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and collect non-personal data. These technologies help us:

• Understand user preferences and behavior.
• Analyze interactions with our app.
• Customize content and advertisements.

You can manage your cookie preferences through your browser settings, but this may affect your experience on our website.

6. Your Rights

As a user of our platform, you have the right to:

• Access: Request access to the personal information we hold about you.
• Correction: Update or correct any inaccuracies in your personal data.
• Deletion: Request the deletion of your personal data, subject to legal and contractual obligations.
• Opt-Out: Opt out of receiving promotional communications from us.

To exercise any of these rights, please contact us at [email protected].

7. Third-Party Links

Our website may contain links to third-party websites, including lenders. We are not responsible for the privacy practices of these third parties. Please review their privacy policies before providing any personal information.

8. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our services or legal obligations. Any changes will be posted in this document, and we encourage you to review it periodically.

9. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us at [email protected].

By using Go4Loan, you consent to the collection, use, and sharing of your information as described in this Privacy Policy. Thank you for trusting Go4Loan with your financial needs!