Welcome to Go4Loan! By using our website and services, you agree to these Terms and Conditions. Please read them carefully before applying for a personal loan or credit card through our platform.

1. Acceptance of Terms

By accessing or using the Go4Loan website, you confirm that you accept these Terms and Conditions and agree to abide by them. If you do not agree, please refrain from using our services.

2. Nature of Services

Go4Loan serves as an aggregator that connects users with various third-party lenders. We do not provide loans or credit cards directly. All loans and credit card products offered through the Go4Loan app are provided by third-party lenders, and the terms of these products are determined by those lenders.

3. Eligibility

To use Go4Loan services, you must meet the following criteria:

• Be at least 18 years of age.
• Have a valid government-issued ID.
• Provide accurate and up-to-date information during the application process.

4. Application Process

When applying for a loan or credit card through Go4Loan:

• You agree to provide truthful and accurate information.
• You consent to Go4Loan and third-party lenders conducting necessary checks, including credit assessments.

5. No Guarantee of Approval

Submitting an application does not guarantee approval for a loan or credit card. Approval is subject to the evaluation criteria established by the third-party lenders. Go4Loan is not responsible for any decisions made by lenders.

6. Fees and Charges

• Go4Loan does not charge any fees for using our website or services.
• Any fees, interest rates, or charges associated with loans or credit cards are determined by the respective lenders and will be clearly communicated during the application process.

7. Data Privacy and Security

Your personal and financial information will be collected, used, and stored in accordance with our Privacy Policy. By using our website, you consent to the processing of your data as described in that policy.

8. No Liability

Go4Loan is not liable for any loss, damage, or expense incurred as a result of using our services or relying on the information provided by third-party lenders. We do not endorse any lender or their products.

9. Changes to Terms

Go4Loan reserves the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting in the website. Continued use of our services after changes constitutes acceptance of the new terms.

10. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes arising from these terms shall be resolved in the appropriate courts in India.

11. Contact Us

For questions or concerns regarding these Terms and Conditions or our services, please contact us at [email protected].

By using Go4Loan, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. Thank you for choosing Go4Loan as your financial partner!